Without written terms, the borrower can claim it was a gift

Without paper, the borrower can claim it was a gift — and the lender has very little to stand on. Three risks you will actually meet.

A practical guide sums up the risks of unwritten loans:

• the borrower can **claim it was a gift**,
• the lender cannot prove the amount or the terms,
• collecting through court becomes much harder.

Pucheeto® turns this into a one-second moment: both sides confirm the amount, purpose and due date in the app. If it ever comes to it, you have a timestamp and a signature from both parties.

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Source: [SmlouvaHned](https://dumfinanci.cz/pracovna/dokumenty/46-smlouva-o-zapujcce/)