Money loan vs. item loan: do you know the difference?

A money loan is interest-free by default unless you explicitly agree on interest. An item loan is always free of charge. Here is what it means in practice.

Měšec.cz explains the legal distinction in plain language. A money loan is interest-free by default until interest is explicitly agreed. An item loan — bike, drill, car — is always free of charge.

No return date agreed? The clock starts when you give notice, and the typical notice period is 6 weeks.

Pucheeto® handles both. For money we ask about interest and a due date; for items we ask about the return date. No lawyer at the table required.

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Source: [Měšec.cz](https://www.mesec.cz/clanky/smlouva-o-zapujcce-a-vypujcce/)